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The AI financial intelligence platform built for contractors.

Latch is the only financial platform built exclusively for contractors — combining AI-powered intelligence, expert bookkeeping, job costing, fractional controller services, and tax filing under one roof. Everything you need to finally run your finances like the business you've built.
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Your CFO. In your pocket
Real answers from your real numbers — by text, 24/7. No hold music. No waiting until next week.
Built for contractors. Only contractors.
Every feature, every report, every alert is designed around how contractor businesses actually work. Not generic small business software.
Pays for itself or it's free.
If Latch AI doesn't find more than it costs in your first month, your next two months are on us. No fine print.

Most financial tools show you what happened. Latch tells you what to do about it.

Your QuickBooks has all the data. Your bank has all the transactions. Your CRM has all the jobs. But none of them talk to each other, none of them give you a clear picture, and none of them tell you what action to take.

Latch connects everything — QuickBooks, bank accounts, CRM, payroll, spend management tools, and your billing inbox — and turns it into intelligence you can actually use. Not reports you have to interpret. Not dashboards you have to maintain. Answers. Delivered automatically. Before you have to ask.

The questions keeping you up at night. Latch answers them before morning.

Every contractor has a version of the same conversation with themselves:
"I think we're profitable but I'm not sure."
"I know someone owes us money but I can't remember who."
"I want to hire but I don't know if we can afford it."
"We had a great month but cash feels tight."
"Which jobs actually made us money last quarter?"

These aren't hard questions. They're just questions nobody's been answering for you. Until now.

Not software you have to learn. Intelligence that works while you sleep.

Every Sunday night, Latch runs a full intelligence update across every connected account. By Monday morning, your cash position, AR collections priority, AP obligations, scan findings, and job margin snapshot are sitting in your inbox and your text thread — before your first cup of coffee.During the week, real-time alerts fire the moment something needs attention. Cash drops below your threshold. An invoice ages past 90 days. An unrecognized vendor clears your account. You find out immediately — not at month-end when the damage is already done.

When you need more than software. We have a team for that.

Latch starts as pure software — self-serve, up and running in minutes, no humans involved. But when your business gets to the point where you need more than intelligence, we scale with you.

Controller Lite pairs your Latch Pro account with a dedicated fractional controller who reviews your numbers weekly, oversees your bookkeeper, and meets with you every month to turn data into decisions.
‍Controller Full goes further — our expert team handles your bookkeeping and job costing using our internal AI-assisted system, closes your books by the 10th every month, and gives you a fractional controller to tie it all together.
‍Tax Services handles your business and personal returns, quarterly estimates, and 1099s — AI-assisted, CPA-reviewed, and signed. Available as an add-on to any tier.One relationship. Every financial service your business needs.

Who Latch is built for.

We work exclusively with home service contractors — the businesses that build, fix, and maintain everything. If you run crews, manage jobs, and deal with the financial complexity that comes with it, Latch was built for you.
HVAC · Roofing · Plumbing · Electrical · Concrete · Landscaping · Restoration · Pest Control · General Contractors · Remodelers · Franchise Groups · PE-Backed OperatorsFrom the owner managing three crews at $2M to the CFO overseeing a 15-location portfolio at $100M — Latch scales with your business.

What makes Latch different. And why it matters for contractors specifically.

Every other tool is general. Latch is contractor-only. Generic bookkeeping software doesn't understand WIP, retainage, job-level costing, or crew margins. Latch is built around how contractor businesses actually operate — from the way jobs are structured to the way cash flows in and out. Every other tool requires you to go looking. Latch comes to you. Most software sits in a dashboard waiting for you to log in. Latch pushes intelligence to your phone — by text, by email, by alert — so you stay informed without adding another task to your day. Every other tool tells you what happened. Latch tells you what to do. Every answer Latch delivers follows the same structure: what happened, why it happened, what it means in dollars, and what to do about it. Not raw data. Actionable intelligence. Every other tool is software only. Latch is a platform and a team. When you need humans involved — bookkeeping, job costing, a fractional controller, tax filing — we have experts who work exclusively with contractors and integrate directly into your business.

What Latch is not. Because clarity matters.

Latch is not a replacement for QuickBooks — it sits on top of it and makes it useful.
Latch Starter and Pro are pure software — no Latch humans are involved at these tiers.
Latch does not run payroll.
Latch does not give legal advice.
Latch never fabricates numbers — if data is missing, it tells you exactly what to connect to get it.
Latch does not file taxes without CPA sign-off. Ever.

Everything your business needs. Nothing it doesn't.

Starter — $299/mo

AI financial intelligence for contractors ready to stop flying blind. Cash, AR, AP, financial scan, and Latch AI — delivered automatically and available by text 24/7. Pure software, self-serve, no humans involved. Best for: $1M–$5M

Pro — $499/mo

The full intelligence suite. Everything in Starter plus 13-week cash forecasting, spend reports, scenario modeling, overhead and break-even analysis, and a full monthly report package. Best for $3M+

Enterprise — Custom

Built for PE-backed operators, franchise groups, and multi-location businesses. Consolidated reporting, cross-portfolio intelligence, board-ready financials, and white glove implementation. Best for: $15M–$100M+

Controller Lite — From $1,500/mo

Full Latch Pro, plus a dedicated fractional controller. They review your Latch outputs weekly, oversee your bookkeeper, and meet with you monthly to translate intelligence into a growth plan. Best for: $5M–$30M · Custom quote.

Controller Full — From $2,500/mo

Your entire financial back office, handled. Expert bookkeepers and job costing specialists — powered by our internal AI system, Latch Workbench — close your books by the 10th every month. Fractional controller included. Best for: $8M–$50M · Custom quote

Tax Services — Custom

Business and personal returns, quarterly estimates, and 1099s. AI-assisted, CPA-reviewed, CPA-signed. Available as an add-on to any tier.

The financial clarity you've always needed. Finally within reach.

Start with intelligence. Add humans when you're ready. Scale as far as you want to go. If Latch doesn't pay for itself in the first month, your next two are on us.
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Streamelined Integrations

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Your questions answered

Everything you want to know before getting started.
What is Latch?
Who is Latch built for?
Do I need to replace QuickBooks to use Latch?
Is Latch just software or do you offer human services too?
How long does it take to get set up?
What if Latch doesn't work for my business?
How is Latch different from just using QuickBooks or hiring a bookkeeper?

Sign up for Control plan – get tax filing free. Limited spots

For a limited time, sign up for our control plan and get a free total financial diagnostic + your taxes filed on us.See how Latch helps contractors stop guessing & start knowing their numbers. Get real job profitability, accurate WIP, and bank-ready financials in 30 days or less.
Limited to 10 spots, offer ends April 15th

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