Simple pricing. Built to pay for itself.
Every plan includes Latch AI, real-time alerts, and the intelligence you need to make every financial decision with confidence.
Starter
$299/mo
Real-time financial intelligence for contractors done flying blind for good.
Try free for 14 days
What's included
- Latch AI — ask anything, 24/7 via text or app
- AP & AR Intelligence — who to pay, who owes you
- Financial Scan — fraud, duplicates, waste detection
- Real-time cash position & payroll coverage
- Weekly financial snapshots in a text message, every Monday 9AM
- Revenue anomaly detection & instant alerts
- Service line analysis
- P&L, Balance Sheet, Cash Flow — any period
- 2 users · 1 entity · Email support
Cancel anytime
Best Value
Pro
$499/mo
Full financial intelligence plus cash forecasting and monthly reporting.
Try free for 14 days
Everything in Starter, plus
- 13-Week Cash Forecast
- Spend Reports — by vendor, category & month
- Multi-period margin trend analysis
- Overhead & break-even analysis
- Advanced scenario modeling
- Pipeline & backlog intelligence (CRM required)
- Billing gap detection
- Full Monthly Report Package — branded PDF
- Management reporting (CFO-level)
- 3 seats included · Up to 5 total
Cancel anytime
Enterprise
Custom
Based on entities, users & complexity
Multi-entity intelligence for PE-backed companies, franchise groups, and large operators.
Get a custom quote
Everything in Pro, plus
- Job P&L — real-time profitability per job
- Formal WIP schedule — bonding & surety formatted
- PE & banking-ready reporting — EBITDA, DSCR, DSO/DPO
- Board-ready executive summary
- Advanced multi-entity with intercompany eliminations
- Marketing & sales KPIs
- Capacity planning & geographic expansion modeling
- Certified payroll summaries & prevailing wage tracking
- Bonding capacity analysis
- Dedicated account manager · Custom SLA
- Custom user limits & entities
Compare features
Every feature, side by side.
In-app pages
Latch AIAsk anything 24/7 via app or text
Executive SummaryCash, revenue, margins, AR, AP at a glance
P&L SummaryAny period, with AI commentary
Balance SheetLive, any period, CPA-ready
Cash Flow SummaryOperating, investing, financing
Revenue MixBy service line, customer, period
AP IntelligenceBills due, pay priority, billing inbox sync
AR IntelligenceAging, collections priority, payment patterns
Financial ScanFraud, duplicates, vendor price creep, waste
Overhead & Break-EvenFixed cost analysis, break-even revenue
Cash Forecast13-week rolling, updated every week
Spend ReportsVendor spend, trends, anomalies
Job P&LReal-time profitability per job
Entities & LocationsMulti-entity switcher with consolidated views
Up to 5 locations
+Unlimited entities & locations
Statements & DocumentsEvery report auto-archived, downloadable anytime
Latch AI capabilities
Live cash positionAvailable balance across all accounts, every time you ask
Payroll coverage checkCan I make payroll? Answered with bills factored in
Transaction search"Did Western Materials charge us?" answered instantly
Burn rate & spending patterns90-day breakdown by category
P&L analysisAny period, vs prior month/year
Margin analysisGross margin, drivers, dollar impact
AR & collections priorityWho to call, who's breaking their payment pattern
AP pay priorityPay now vs hold, early-pay discount detection
Revenue anomaly detectionProactive alerts on revenue drops & patterns
Duplicate payment detectionSame vendor, same amount, within 14 days
Service line analysisWhich work types make the most money
Basic scenario modelingCan I afford a new hire? A new truck?
Multi-period COGS trend3 to 12-month margin direction with dollar impact
13-week cash forecastForward projection with AR/AP/pipeline modeled
CRM job & pipeline intelligenceActive jobs, backlog, weighted pipeline value
Billing gap detectionCompleted jobs without invoices flagged automatically
Budget vs actualLive tracking against your budget sheet
Advanced scenario modelingFull 13-week impact, capacity & cash timing
Bid-to-actual varianceEstimated vs actual by category, per job
Spend intelligenceTop vendors, price creep, category shifts
Management & CFO-level reportingDiagnostic narrative, not just numbers
Job-level profitability detailPer-job margin, costs, completion tracking
PE & banking-ready intelligenceEBITDA, DSCR, DSO/DPO, QoE-style add-backs
WIP reportingBonding & surety formatted
Cross-entity portfolio intelligenceConsolidated reporting across multiple businesses
Marketing & sales KPIsCAC, cost per lead, rep performance
Reports & delivery
Total report libraryAvailable reports you can turn on
17 reports
+52 reports
+Custom catalog
Weekly reportsDelivered every Monday 9 AM
5 weekly
+10 weekly
+Custom
Monthly reportsDelivered first Monday of the month
12 monthly
+42 monthly
+Custom
On-demand reportsGenerated instantly when you ask Latch
10 / month
20 / month
Unlimited
Weekly PulseFinancial snapshot, texted to you weekly
Cash Position SummaryAll accounts, week-over-week change
AP Due This Week
AR Collections Priority
Financial Scan SummaryWeekly fraud, duplicate, anomaly findings
Invoice Inbox SummaryEvery invoice that hit your email, matched to QBO
P&L, Balance Sheet, Cash Flow StatementMonthly delivered package
AR Aging & AP Aging Reports
Working Capital & Overhead Analysis
Net Income BridgePlain-English waterfall of what changed
Financial Health SummaryOne-pager — top trends & action items
13-Week Cash Forecast Report
Job Budget Alert SummaryEvery active job vs budget, flagged
Pipeline & Backlog Update
Payroll Cash Coverage
Spend Anomaly ReportVendors charging above their average
Multi-Period Margin Trend3 & 6-month trend, dollar impact per pp change
EBITDA Summary
Budget vs Actual Report
Service Line P&L & Location P&L
Job Profitability BoardEvery closed job ranked by margin
Sales Funnel & Rep Performance
Vendor Spend & Price Creep Reports
Headcount & Labor Cost Reports
Management SummaryCFO-level narrative every month
Adjusted EBITDA & QoE-style Reports
WIP Schedule & Bonding-Formatted Reports
Customer Concentration & Risk Reports
Certified Payroll & Prevailing Wage Tracking
Board-Ready Executive Summary
Integrations
QuickBooks OnlineNative OAuth — the source of truth for your books
Billing InboxGmail or Microsoft Outlook
Field Service CRMsJobber, ServiceTitan, Housecall Pro, FieldPulse, ServiceFusion, GoHighLevel
Roofing & Restoration CRMsAccuLynx, Roofr, JobNimbus, Leap, Proline, Hover
Construction CRMsBuildertrend, JobTread, Procore, CompanyCam, Xactimate, EagleView
Sales CRMsHubSpot, Salesforce, Zoho, MarketSharp
PayrollGusto, ADP, Paychex, Rippling
Spend ManagementRamp, BILL, Coast Pay, Expensify
Budget SheetsGoogle Sheets or Excel — connect your own budget
ProductivityGoogle Drive, Docs, Slack, OneDrive, SharePoint
Total integrations available
4
38
38 + custom
Usage & limits
Entities (separate QBO files)
1
1
Custom
LocationsWithin a single QBO file
1
Up to 5
Custom
Team, access & support
Included user seats
2 users
3 users
Custom
Maximum user seats
2
Up to 5
Custom
Custom user permissionsPage-by-page & report-by-report access control
Office Staff role
Finance Team roleRead-only or scoped financial access
Field roleReceipt capture via SMS, no app access
Onboarding callLive setup with the Latch team
Email support
Priority support
Dedicated account manager
Custom SLA
Implementation team
Your questions answered
Everything you want to know before getting started.
What is Latch?
Who is Latch built for?
Do I need to switch from QuickBooks?
Is Latch software or a service?
How long does setup take?
What if Latch doesn't work for my business?
How is Latch different from QuickBooks or a bookkeeper?
What our users say
Reviews from contractors who chose latch
Hired latch after doing our own books for years and always knowing I could do better. They found $43K in unbilled work our first month and now I actually know which jobs make money.
Mark W.
HVAC Contractor
Was drowning in QuickBooks trying to run a 12-person crew. The team at latch took over everything and now I get monthly videos explaining my numbers in plain English. Total game changer.
Doug S.
Plumbing Biz Owner
Switched from our old bookkeeper who just entered receipts. Latch actually shows me which crews are profitable and caught payroll errors that were costing us $800 a month.
Tom A.
Electrical Contractor
Had no clue we were losing money on commercial jobs while residential carried everything. Latch cleaned up 3 years of mess and now we bid way smarter.
Aze W.
Concrete Contractor
Was skeptical about the cost but desperately needed job costing help. Latch set up proper tracking and helped us price a $400K job accurately - would've lost money under our old system.
Mike D.
General Contractor
Moveta has streamlined our financial operations and saved us countless hours every month. The analytics are incredibly detailed yet easy to understand. Highly recommended!
Samantha Jones
CFO at BrightPath
I never thought managing my personal finances could be this simple. Moveta's real-time insights have helped me budget better and save more each month
Michael Carter
Freelance Web Developer
Moveta has streamlined our workflows and improved efficiency. The interface is intuitive and effective. Highly recommended!
Anita Ramesh
Manager at GlobeSync
As a global business, tracking multiple currencies was always a hassle—until we found Moveta. Their platform is seamless, and the support team is phenomenal!
Jordyn Saris
CEO, Beta Technologies
The intuitive dashboards and powerful tools have transformed the way I approach my finances. Moveta truly delivers on its promise of simplicity and efficiency.
James Rodriguez
Founder of GreenHarves