Bookkeeping

AI-powered contractor bookkeeping that runs in real-time.

Most bookkeepers reconcile your accounts and disappear. Latch gives you real time financial intelligence — job profitability, cash flow visibility, and books that banks and buyers actually trust. Powered by AI. Reviewed by CPAs.
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Why leaders choose Latch for contractor bookkeeping

Latch isn't monthly bookkeeping. It's a real-time financial system built for contractors doing $1M–$20M. AI agents handle transactions the moment they come in. Job costs update automatically. And you always know where you stand.

Job-Level Profitability

Every transaction gets tagged to a job the moment it posts. Budget vs. actual updates in real-time. You know which jobs are profitable before they're finished — not months after.

Built for The Trades

We only work with contractors. Our agents are trained on WIP, retainage, progress billing, and how your business actually runs. Your books reflect reality — not a generic template.

AI That Asks When It Doesn't Know

Cash forecasts, margin trends, and monthly breakdowns that show you what's coming — not just what already happened. Catch problems before they cost you.

Bank-Ready Financials

Need a loan? Selling? We generate accrual or cash-basis financials that lenders, sureties, and buyers actually accept. One click. Done.

How Latch bookkeeping works

From chaos to clarity in 60 days or less.

1

Run the Scan - Connect your accounts. Latch analyzes 12 months of transactions and shows you exactly where money is leaking — save money from day one.

Build the Foundation - We clean up your books & learn the nuances of your business — your vendors, your job types, your cost structure. Your AI bookkeeper gets smarter every day.

2
3

Fix the History - Months or years of messy books? We untangle it. You get audit-proof, bank-ready financials that tell the real story.

Go Live — In Real-Time - Transactions post as they happen. Job costs update automatically. If something's unclear, we text you. Books are always accurate and always current.

4
5

Stay Ahead - Weekly financial scans flag what needs attention. Ask questions anytime. You make decisions with real data — not last month's guesses.

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Streamelined Integrations

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Ready to stop flying blind with your finances?

Real-time bookkeeping. Real-time job costing. AI that handles the work and asks when it doesn't know. Connect your accounts and see what's actually going on.
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